The modern state pension is one of the greatest Ponzi schemes ever inflicted on the British people, yet our government continues to offer their unwavering support to it. Why? The answer is simple: moronic and selfish baby boomers (the largest and most active voter demographic in the UK) who still believe that it is working just fine.
Now, a lot of our nation’s issues stem from the boomer problem but for the time being, I would like to focus solely on the disgusting nature of the state pension and how it saps the life and well-being of young and working-age people.
Firstly, to circle back to my initial point, pensions are indeed a Ponzi scheme. Baby boomers will endlessly harp on about how they ‘paid their fair share all their working life’, but this is simply not the case. When the boomer was working, they were not putting money into an investment pot (like private pensions); they were, in fact, paying someone else’s pension. The flaw in this system immediately becomes obvious – it relies entirely on never-ending steady population growth. It requires the nation to always have a normal population pyramid with many young people and few old people. Unfortunately for the system, boomers were some of the first generations to have access to free healthcare and cheap prophylactics and abortions. Indeed, many boomers have had one or fewer children and are living considerably longer. Meaning they haven’t even replaced themselves. After the release of the 2021 census, we now know that we no longer have a population pyramid, but instead a population rectangle.
This is bad news and I don’t know how to put this nicely, so I’ll just say it plainly; unless something changes soon, we (along with many other economically advanced nations) are facing a complete demographic catastrophe. There are nowhere near enough children being born to pay the pensions of current working-age people now.
This is the final form of any Ponzi scheme. The initial investors have already been paid back by the newer ones, and soon enough the rug will be pulled and all those people at the bottom will have nothing to show for it.
Let us also not forget that most people over the age of 70 in this country have been recipients of the most glamorous state-subsidised lifestyles ever to exist. The baby boomers are the wealthiest generation in history and it is hard to grasp just how good they have had it. They grew up in a country eager to build a functioning welfare state and a booming population and experienced consistent economic growth for the first 55 years of their lives. Their children and grandchildren, on the other hand, are the first generations in decades to be poorer on average than those who came before them. They have been forced to suffer through stagnant wages and terrible interest rates for most of their lives.
Why do we not fix this problem? Well, for a start, baby boomers vote en masse. Due to the abnormally large amount of them, they were effectively able to establish a voting block which has existed in British politics since they started to turn of voting age (the 1960s/70s). Due to their size, politicians know that they have to pander to them if they hope to win any election. So the government is forced to do their bidding until such a time as there are no longer enough of them to make an impact on elections.
This means that young people (who have remarkably low voter turnout nationally) stand no chance of influencing government policy in comparison to them. The state will, therefore, continue to suck the wealth away from young people to fund the ponzi pensions of boomers.
The important question that young people need to be asking themselves now is, what happens in the future when we run out of new young people? We are already importing about a million people a year via mass immigration to try and plug the gap. But this cannot go on forever. Immigrants also have a habit of getting old, and importing more immigrants to plug the ever-increasing gap is insanity. It would require an unlimited supply of immigrants and levels of housebuilding that have never been seen in this country, it’s hard enough as it is to get permission to build a house let alone a couple million.Eventually, the state pension will cease to exist. I sincerely believe that I, and other 20-somethings, will never have a state pension. This would not be a problem for me (I can afford to buy into a private one) but I, and all other workers, are forced to pay into a scheme that we will never see the benefit of. There is no opt-out, there is no escape from it.
Young people are not stupid; a lot of them realise that this is the case. They fully understand the fact that they are unlikely to ever see a penny from the state after they turn 67 and it’s absolutely soul-destroying. We are the main cash cow for the subsidised boomer lifestyle, and we will not see a penny or even a word of thanks.
It would be extremely difficult to fix the situation we are in now, but here are some potential solutions:
1. Force the wealthiest amongst the elderly to sell their assets to pay for their own care.
Boomers are the largest asset controlling class in the country. 1 in 4 are millionaires and, as a group, are extremely asset rich. They own vast amounts of stocks, property, and other assets.
2. Reform the state pension system.
It is unfair to abolish the state pension immediately. Many people have handed over considerable sums of money towards it over their lifetimes. If a state pension must exist, it should operate on an investment model like other pension schemes, and not the current Ponzi scheme model.
3. Make the state pension optional.
Give young people the choice to join the state pension, save up their money, join private pension schemes, or just use it when they receive it.
These are just some ideas of ways that we could at least marginally improve the situation for young people, and make our state’s welfare system fairer and less focussed on the elderly. Young people are the future of Great Britain, and our treatment of them is beyond disgusting. Give them some hope and support schemes and policies that actually seek to invest in them. We should not just be transferring their money to old people.
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The Marvelisation of Ukraine
The discussion has never been stupider.
The relative infrequency in which western audiences are exposed to war means that every time a conflict breaks out, enormous advances occur not just in technology or strategy, but in culture too. Whilst the First World War showed the power of industrialisation, the Second showed the potential of modern media to be harnessed as propaganda and the Gulf War demonstrated the importance of emergent 24hr news coverage.
Those who have followed the war in Ukraine through Twitter may have noticed a similar cultural shift. Russia, whose information warfare capabilities have been for so long held up as an aspirational standard for other nations, appears to be losing the battle online. Even well-paid RT journalists who were quite happy to continue shilling through the poisonings in London and Salisbury, the Russian downing of an airliner and the annexation of both Donbass and Crimea are now resigning – shocked to find unfriendly propaganda being produced by their own organisation.
The news is not that the Russians have, in PR terms, been internationally out-maneuvered. They are the aggressor (and a much more powerful one at that), they’re non-Western and non-democratic. The government does not respect liberal values – or human life. There was never much support or sympathy for Putin or his regime overseas and many are taking the side of Zelensky. Rather, the noticeable shift has been in the way that Ukraine has been discussed online and in how support for Ukraine is being expressed. What we are witnessing is not so much the lionisation of Ukraine as the Marvelisation.
In order to make sense of complex foreign events, people have always had to distort and simplify in order to find a frame of reference they understand. It’s why so many of our baby-boomer politicians end up talking about Munich and appeasement. The horrors of Nazism are the defining moral event of our modern age, to which our revulsion is universal. With such a point established, it is easy for people to rely on it to establish the defined evil of the opposition position, mawkishly conjuring images of them taking the noble and justly defiant stand of David Low: ‘Very well, alone.’
The frame of reference for Boomers is the Second World War. But for the terminally online generation, it is Marvel films. Post-invasion, Marvel’s The Winter Soldier began to trend as the conflict was compared to the film. The number of people replying ‘Yo, Thanos fr?’ to this obvious meme tweet is deeply troubling – the fact it had to be taken to a fact checker even more so. People are campaigning for Jeremy Renner to be cast as Volodymyr Zelensky. There is a dangerously high number of tweets achieving near apocalyptic-levels of cringe by depicting the Ukrainian leader as ‘Captain Ukraine.’ But why would anyone compare a real-life conflict with a superhero film? The people committing these atrocities against intellect are desperately seeking a cultural reference to fit into a narrative of good vs evil, and sadly the narratives with which they are most familiar are Marvel ones.
The use of both Marvel and the Second World War as rhetorical devices have much in common. For groups with relatively little understanding of international relations, of diplomacy or history, both offer a reference point that is almost universally understood. Marvel’s films achieve titanic viewing figures, and we must not forget that boomers grew up in a world where the Second World War was still a common subject for films and programmes. That means, at least, that there is a common understanding, and ensures that everyone is roughly on the same page.
The clear-cut ‘good guy vs bad guy’ narrative of Marvel films, much like the universal revulsion to the crimes of the Nazis, also provides an easily defined good vs. evil narrative, of just war, deo et victricibus armis. Once you identify yourself and your chosen side with Winston Churchill – or Ironman – you have taken position on the moral high ground. It is a way to dismiss the position of your opponents and establish your own as self-evident without worrying too much about the niceties of debate. There is no room for subtle nuance, for allowing that perhaps there has been a categoric failure of western foreign policy in the build up to Ukraine, or that appeasement was a sensible, logical policy borne from Chamberlain’s calculation that the longer war could be delayed, the better Britain’s chances, as James Levy argued. Relying on the black-and-white nature of Marvel or the Second World War means a debate has no room for nuance – indeed, this is rather the point. There is no room for Kissinger’s constructive ambiguity – the extent of the understanding is limited to them BAD, we GOOD.
The use of Munich as a parallel for everything in international relations should be derided. There are some cases in which it is a genuinely useful historic parallel; but in the main, it is a poor example that betrays a lack of understanding. Prior to the invasion, for instance, Tobias Ellwood MP called for a ‘Churchillian approach’ to the crisis. What Ellwood meant was that his course of action would have been Churchill’s – brave, daring, bold. Any other potential action was Chamberlain’s – servile, cowardly, fit only for the effeminate nursings of the seraglio. Given that Churchill was perfectly prepared to assign Eastern Europe as a sphere of Russian influence in the Percentages Agreement, Ellwood’s call was deeply historically inaccurate, but it did at least serve to remind us that he has both the heart of a lion and the brain of a sheep.
The use of Marvel as a parallel for anything in international relations should also be derided. Every mention of a character from a superhero film in discourse this important should be greeted the way my girlfriend greets me when I get home from work – with thinly veiled contempt. They are a way to infantilise a complex situation. Watching films, as with all visual media, requires perception rather than conception. Marvel films don’t require understanding, insight or intelligence – the good will eventually win out, as it always does. Gasp as the superhero defeats the bad guy just in time to save the world for the 4,927th time running.
Marvelisation is deeply crass, as crude and unrefined as the oil western nations are still dependent on Putin for. But it is not solely driven by a lack of empathy. The main driving factor is more simple. It is content platforms doing what they do best; producing content. There is a gaping chasm in the timeline, and it must be filled with content. Ukraine is more than a war; it’s a chance to go viral, to close a real, discernible gap in the race for retweets.
A war set to displace and kill thousands seems an odd place to seek new content from. But it is not a new phenomenon. In The Gulf War Did Not Take Place, Jean Baudrillard posited that the slick media presentations, such as Norman Schwarzkopf’s ‘Mother of All Press Conferences’ and constant media coverage from the new 24-hour news channels made it essentially impossible to identify what actually happened. Since the Gulf War, the internet has only accelerated this process of conflict becoming content. War has become a hyperreal simulacrum, indistinguishable from other forms of visual media. War is to be consumed. As Zelensky films himself walking around Kiev, the Twitter hive-mind of Marvel audiences immediately turns to Jeremy Renner because they are almost totally unable to distinguish the real world of war, of which they have no experience, from that of Marvel, which they are deeply familiar. For them, watching Ukraine unfold is no different to watching a new show. For Ukrainians, it is a grim daily reality.
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To The Memory of My Queen
Most people would say that they have two grandmothers – the mother of their father, and the mother of their mother.
However, for the fifteen nations that make up the Commonwealth Realms, I believe it can be equally said that we all have three grandmothers. The mother of our fathers, the mother of our mothers, and the mother of nations.
Queen Elizabeth II was the nation’s grandmother, one who was dearly loved and cherished.
For many alive Elizabeth II was not just The Queen, but The Queen. A whole generation of people has been born, grown up and died only knowing Queen Elizabeth II as the Queen of the United Kingdom, the Queen of Canada, the Queen of Australia, the Queen of Jamaica, etc. She has been an almost constant presence in modern British history, from the dark and troubled days of the Second World War to the turbulent and chaotic times of the 21st century.
It’s still hard to describe just how strange everything feels now. The Queen is dead, and the world will never be the same again.
All of us will remember her unfailing service, her sincere faith, her eternal good cheer, and her unflinching desire to make good her promises to the Commonwealth so many years ago. Those who had the privilege of meeting her recall her warmth, her razor-sharp wit and dry humour, and her capacity to make you feel like you were the most important person in the room, not she. She was a giant of her times and there is not one figure in recent history who can command as much respect or adoration.
Queen Elizabeth II oversaw the transition of Empire to Commonwealth, of a war-torn society to a burgeoning modern democracy, a world riven by authoritarianism stepping into the light of liberty. She faced down apartheid in South Africa, applauded her former colonies as they embraced independence, and prayed each year for the good fortune and happiness of all her subjects.
Under her Crown, we were all one people.
It was undeniably the highest honour imaginable to have been a subject to such a monarch, and it is my keenest sorrow to witness her passing. I know that she found courage in her faith in Christ and the Church of England, and I have no doubt she we will walk with the King of Kings through the gates of Heaven.
Her son, King Charles III, has now assumed her throne. I have every confidence in him to ably succeed her in this heavy burden that he has now been called by Grace to take upon his shoulders. He has had a lifetime of tutelage under one of Britain’s most beloved and respected monarchs in her history and has demonstrated remarkable insight and wisdom that was truly ahead of its times.
He inherits a Commonwealth equally at a time of change as his mother found it, a United Kingdom facing challenges at home and abroad, and a Royal Family constantly shifting to keep up with the demands of its age. A trying time for anyone, but His Majesty is up to the challenge. I eagerly look forward to seeing the fruits of his reign.
I was honoured to have been a subject of Queen Elizabeth II. I am honoured still to now declare myself a loyal, obedient and joyful subject of His Majesty King Charles III.
God save The King.
Image Credit
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Lord Cameron and the ‘New Majority’
A soft “What the hell” was heard from a reporter as former Prime Minister David Cameron stepped out of the car outside 10 Downing Street on Monday. The significance of the moment was quickly deduced as earlier Suella Braverman was sacked as Home Secretary and former Foreign Secretary James Cleverly had already walked through Britain’s most famous door: Cleverly becomes Home Secretary and Cameron, returning from political oblivion, replaces him as Foreign Secretary.
The appointment of Cameron, who is not an MP in the House of Commons and had to be elevated to a peerage by King Charles III to take office, is not only something no one saw coming. It is also a manifestation that Sunak might lead the Conservatives back in a direction that does not resonate with the voters.
A Look at the Political Realignment
A political realignment has been evident in British politics for just as long as in US politics. And it was the Conservatives’ realigned political approach, which emerged with the Brexit vote in 2016, that gave them a large majority in the 2019 general election. The landslide victory of Boris Johnson and the Conservatives was ultimately deliverable thanks to a large number of traditional Labour voters who switched in the hope of getting Brexit done.
It showed that there was a large voter base that the Conservatives could not only win over, but also lead them to large majorities. I will call this voter base the ‘New Majority’. This ‘New Majority’ can be sketched as conservative to very conservative when it comes to social issues while supporting economic positions traditionally held by left to center-left parties.
In conservative circles, the realignment towards this ‘New Majority’ is frequently viewed critically, especially by people who were thought leaders in the years before 2016. Primarily because they do not see this new orientation as being conservative, but rather interpret classical liberalism as being conservatism to advocate liberal social policy and economic libertarianism. This interpretation of conservative politics, however, is not only not conservative, but also a formula for guaranteed electoral defeat.
The Case for Conservatism
That this ‘New Majority’ should be the Conservatives’ target voter base and can be turned into a lasting majority is shown in the recent report “The Case for Conservatism” by Gavin Rice and Nick Timothy at Onward. As they put it:
“There is significant political advantage to be gained in a political party moving towards the real centre-ground. A more culturally conservative policy platform would bring the Tory Party nearer to Conservative voters’ social values. Mirroring this, an economic policy platform emphasising greater fairness and security, rather than deregulation and individualism, would bring it closer to the economic values of both Conservative and Labour voters.”
The report shows that there is a major disconnect between Conservative voters’ attitudes to economic and social issues and what the Conservatives are doing in terms of policy. In order to deliver policy that serves the electoral base, the report establishes 12 new core principles that lead to a “form of conservatism that takes long-established insights and principles and applies them to very modern challenges and problems. It argues for a conservatism that is popular and democratic, seeking to serve the whole nation.”
This includes a desire for a more active state, moving away from the old Conservative emphasis on limiting the state as much as possible. Working towards a fairer social contract by doing more for workers and families rather than pursue tax cuts that only benefit the few – an approach that was the beginning of the end for Liz Truss. And for the preservation of the environment, including more action on climate change.
On Suella Braverman
So where does David Cameron fit into this vision? He doesn’t!
Lord Cameron represents the pre-realignment form of the Conservatives, a form that makes policy not for those who find their desires reflected in the Rice and Timothy report but for the liberal elite who have benefited from previous Conservative governments.
Not only that, this appointment must also be seen in the context of the sacking of Suella Braverman. Braverman is a prominent figure who covers many of the concerns of voters who put their faith in the Tories – often for the first time – in 2019. Furthermore, for many people who felt that Rishi Sunak’s policies did not sufficiently address the concerns of the ‘New Majority’, she seemed a possible successor.
She spoke out against mass legal and illegal immigration. The Rice-Timothy report states “Currently, 63% of voters say that inward economic migration is too high” and “Polling conducted for Onward shows that there is a migration-sceptic majority in 75% of parliamentary constituencies.”
She spoke out against multiculturalism. Rice and Timothy’s report cites a Demos study which found that “71% of British adults say they believe that immigration has made the communities where migrants have settled more divided, reaching 78% in high-migration areas.”
And she spoke in defence of national identity. The Rice-Timothy report states, “A 2021 poll found that 61% of voters said they were very or fairly patriotic, compared to just 32% who said they were not very or not at all”.
These three examples alone show that her views are in line with those of the British population and even more so with those of the Conservative voters of 2019, who form part of the ‘New Majority’.
The Meaning of David Cameron’s Appointment
Now Lord Cameron is given a place in the Cabinet, while Braverman is sent back to the backbenches. Although he has not directly replaced her, one has to imagine that the two personnel decisions are viewed hand in hand and show two very different pictures of Conservative politics.
The ‘new majority’ will certainly perceive this as a vindication of pre-2016 policies and refrain from voting Blue in the next general election. One can’t have a former Prime Minister in the Cabinet, especially in one of the Great Offices of State, without them shaping, at least in part, what voters expect from the Party would they vote for them. And in this case, they are likely to see a return of social and economic liberalism, which, as Rice and Timothy show, as a “political outlook represents just 5% of voters”.
Not only that, but the politicians in the Conservative Party who supported Cameron and often held up the Remain banner will feel validated by this and may feel the momentum in the party shifting back towards them. Now people such as former Deputy Prime Minister Lord Heseltine are saying that Rishi Sunak should even consider bringing someone like George Osborne back into the cabinet, or at least letting him work on the levelling-up agenda.
What does this appointment tell potential voters? As Matt Goodwin puts it, “It’s telling them the Tories would much rather return to the pre-Brexit liberal Cameroon era of 2010-2015 than reinvent and renew themselves around the post-Brexit realignment, that they are simply incapable of reinventing who they are.”
